Calculators
Every tool runs entirely in your browser and shows its math line by line.
- No Tax on TipsDeduction for qualified tips in IRS-listed occupations.Up to $25,000
- No Tax on OvertimeDeduction for the overtime premium portion only.Up to $12,500 · $25,000 joint
- Senior DeductionExtra deduction for taxpayers age 65 and older.$6,000 per person
- SALT DeductionState and local tax cap, raised from $10,000.Up to $40,400 (2026, statutory amount — not yet confirmed in IRS 2026 forms)The $40,400 cap and $505,000 phase-down threshold for 2026 are the amounts written into the statute (Internal Revenue Code §164(b)(6), as amended by Public Law 119-21). The IRS has not yet published its 2026 Schedule A instructions confirming them — we will update this page when it does.
- Child Savings SimulatorProject the federal child account to age 18 vs a 529 plan.$1,000 seed + $5,000/yr
- Total Savings EstimatorOne set of inputs — every deduction you qualify for.All deductions combined