No Tax on Overtime Calculator
Estimate your 2026 overtime deduction — up to $12,500 ($25,000 if married filing jointly), phasing out above $150,000 MAGI ($300,000 joint).
Based on 2026 tax year rules · Last updated Jul 28, 2026
Only the premium counts. If you earn time-and-a-half, the deduction covers just the extra half — not your full overtime paycheck. Example: $30/hour overtime rate on a $20/hour base pay means only the $10/hour premium qualifies.
Your overtime premium only — not total overtime pay. For time-and-a-half, that's the extra 0.5x portion.
For most people this is close to your adjusted gross income (AGI).
If married, you must file jointly to claim this deduction. You (and your spouse) need a valid Social Security number.
Not tax advice. Estimates only — consult a tax professional.
Based on IRS guidance. Tax year 2026 data, last updated Jul 28, 2026.
Primary sources: IRS Schedule 1-A (Form 1040) · IRS: No Tax on Overtime · IRS: Working Families Tax Cuts
All calculations run in your browser. Nothing is sent to a server.