No Tax on Tips Calculator
Estimate your 2026 qualified tips deduction — up to $25,000, phasing out above $150,000 MAGI ($300,000 if married filing jointly).
Based on 2026 tax year rules · Last updated Jul 28, 2026
Is your occupation on the IRS tipped-occupation list?
Filing status
Voluntary cash and charged tips reported to your employer or on your own return.
For most people this is close to your adjusted gross income (AGI).
If married, you must file jointly to claim this deduction. You (and your spouse) need a valid Social Security number.
Not tax advice. Estimates only — consult a tax professional.
Based on IRS guidance. Tax year 2026 data, last updated Jul 28, 2026.
Primary sources: IRS Schedule 1-A (Form 1040) · IRS: No Tax on Tips · IRS: Working Families Tax Cuts
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